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T e r m s  of  U s e  and  P r i v a c y  P o l i c y

Thank you for taking the time to learn more about how we protect and handle your personal information. Your privacy is important to us, and we respect and value it as much as you do. We are committed to protecting your privacy and security and have explained in detail the steps we take to do so. We control this site from offices in the United States of America. We do not represent that materials on the site are appropriate or available for use in other locations. Persons who choose to access this site from other locations do so on their own initiative, and are responsible for compliance with local laws, if and to the extent local laws are applicable.


Privacy Policy Updated as of March 8, 2023. 




We —J.R. Armstrong, Willowrose Publishing— value your privacy and any details you provide to us as any of these business entities. We would like you to know how we use it and how you can trust it. 


Your personal information is important to us, our team, and our company. This document explains how we take this seriously. This information applies to this website and any other websites connected. This also applies to any information gathered at events, in person or offline. Our main websites are:


By visiting any of our websites, you are agreeing to the terms of this Privacy Policy and the accompanying Terms of Service. By providing us information online, you are also agreeing to the terms of this Privacy Policy.


Information submitted at the time of registration or form submission may be used for marketing and promotional purposes by J.R. Armstrong, Willowrose Publishing, and may be shared with companies that have been pre-screened by us. If a user objects to such use for any reason, he/she may stop that use – either by email request or by modifying his/her registration information online.




When referring to this Privacy Policy, “personal” information”, is that which is given by the Privacy Act and GDPR. It pertains to any information that can be used to personally identify you. This can include your name, email address, phone number, address, occupation or profession, photographs of you, CV, and application forms. We do not collect any of this personal information from visitors to our websites unless they provide such information voluntarily, such as signing up to receive further information or to join our mailing list. All information we collect under this section is considered "Personal Information".


Your personal information will NOT be sold, rented, traded, or disclosed other than described in this policy. 



We may also collect information that is not considered personal and does not identify you or anyone else, such as anonymous or aggregated information on how our website is used. 


In addition to the information above, we may collect additional information with could include the following:


a) Additional information about yourself that you voluntarily provide (eg via a survey, questionnaire, application, membership profile).

b) Information from your activity on this or other websites we own, including but not limited to IP addresses (which may be traceable to a specific computer or device), browser type and language, referring and exiting URLs, date and time, amount of time spent on particular pages, what sections of the websites you visit, and other information about your device (including the type of device, network type, carrier and country location, and other similar data).


None of this information will ever be shared, rented, traded, or shared outside, and only shared if in conjunction with a call with J.R. Armstrong,  or a trained team member, that you would be informed of upon sharing any information voluntarily. 





When you purchase anything from this website (or any of our other websites), you are required to provide us with certain information related to the sale of goods. In addition to the Personal Information outlined above, this may also include a PayPal email address, debit or credit card number, expiration date, billing address, activation codes, and other such information required to complete the sale.

Please note that we do use third-party payment vendors to complete the sale for many of our programs and products, so the information provided by you will also be collected and processed by these companies under their own privacy policies and terms of use. Including but not limited to Elavon, Stripe, and Paypal. 


This information is classed as ‘Order Information’.



We collect information when you visit our website or any affiliated websites and enter your personal information. It is collected directly unless it is not possible to do so. When collecting personal information, we may collect in these ways: 


a. Visiting our website to sign up for our free give-a-ways, training, or learning materials


b. When you asked to be placed on our mailing list or subscriptions;

c. When you inquire about our books, programs, or services;

d. During conversations with team members or representatives of the company;

e. When you attend an event in person and share your personal details;


f. When you become a client or customer or use or products, programs, or services. 



Cookies are pieces of information that a Website transfers to an individual’s hard drive for record-keeping purposes while at the site. Cookies make Web-surfing easier by, among other things, saving your passwords, purchases, and preferences for you. 


The use of cookies is an industry-standard, and you’ll find cookies on most major web sites.

Cookies help make our websites better, by showing how and when users use the site. Many content improvements and updates are based on such data as the total number of visitors and pages viewed. This information is most easily tracked with cookies.


Here are some other examples of how uses cookies:


A cookie lets the Service remember that you’ve registered, which allows us to speed up your future activities at our sites. 


Similarly, if there are any stores within the Service, a temporary cookie tracks which products you’ve selected while shopping. The cookie expires once you’re done shopping. Letting it do the record-keeping saves you the trouble of entering information over and over again during a single visit. If you decline this cookie, you may have difficulty ordering your selections.


The cookie itself does not contain any personally identifying information although it may enable our websites to relate a user’s use of the Service to personally identifying information that has previously been submitted by the user if any.


You may occasionally get cookies from our advertisers. These cookies are sent from third-party computers and are subject to such third parties policies.

Most browsers are initially set to accept cookies. If you’d prefer, you can set yours to refuse cookies. However, it is likely that most areas of the site will not function properly if you do so.

The Following are the Cookies used on our websites built on the Wix platform:


  • Cookies are implemented in every site built by Wix. Take a look at the table below to view which cookies Wix implements on Wix sites:

Cookie name                                             Life span                                            Purpose

svSession                                                   Permanent                                    Creates activities and BI

hs                                                                 Session                                          Security

incap_ses_${Proxy-ID}_${Site-ID}          Session                                          Security

incap_visid_${Proxy-ID}_${Site-ID}        Session                                          Security

nlbi_{ID}                                                      Persistent cookie                         Security

XSRF-TOKEN                                             Persistent cookie                         Security

smSession                                                 Two weeks                                   Identify logged in site members




We use your Personal Information, Order Information, Other Information (and any other types of information as specified above) to provide our services, fulfill orders and purchases, conduct promotional campaigns, maintain our websites and services to you, ask for your feedback, and inform you of any products or services we are able to offer you.

We may also use/share the Information in one of the following ways:

a. When required to process your purchase, or provide additional support;

b. With third-party promotional and marketing partners, on rare occasions;

c. With third-party companies who provide or process order fulfillment, technical assistance, or other services that will help me provide a better service to you;

d. To the extent permitted by law, we may also disclose the Information: (i) when required by law, court order, or other government or law enforcement authority or regulatory agency; or (ii) whenever we believe that disclosing such Information is necessary or advisable, for example, to protect the rights, property, or safety of J.R. Armstrong, our team, or others.




We provide links to websites outside of our website, as well as to third-party websites (such as social media sites). These linked sites are not under our control, and we cannot accept responsibility for the conduct of companies linked to our website. Before disclosing your personal information on any other website, we advise you to examine the terms and conditions of using that website and its privacy policy. Third-party websites are responsible for informing you about their own privacy practices.


We take reasonable steps to ensure your personal information it protected from misuse and loss and from unauthorized disclosure. 


We strive to ensure the security, integrity, and privacy of the personal information that you submit to us through our website. 


Unfortunately, no data transmission over the Internet can be guaranteed to be totally secure. We endeavor to take all reasonable steps to protect the personal information you may transmit to us or from our online products and services. Once we do receive your transmission, we will also make our best efforts to ensure its security on our systems.

These terms of use apply only to our Sites, and not to the Sites of any other companies or organizations, including those we link to. We do not maintain, create, endorse, or take any responsibility for the contents, advertising, products, or other materials made available through any other site, including those we link to. Under no circumstances will we be held responsible or liable, directly or indirectly, for any loss or damage that is caused, or alleged to have been caused to you in connection with your use of any content, goods, or services available on any other site. Other Sites may link to our Sites by permission only. To seek our permission, you may contact us at the information above. We reserve the right to rescind any permission granted to you or any organization in which we approve linking to our Sites, and to require termination of any such link to any of the Sites, at our discretion at any time.

Outside Sites (Their Privacy Policies May Be Different)

The Site contains links to other websites, like our underwriters’, sponsors’, collaborators’ websites or links to book-sellers, and product-sellers that may offer products or services that our customers might find useful. These sites may request information from you. In such instances, the collection and use of your personal information will be governed by the privacy policy applicable to that site. We do not control the privacy policies, contents, or links that appear on these sites. We encourage you to review the privacy policies of any third-party sites or services before providing any of them with your personal information.


We may contact you to notify you regarding your account, to troubleshoot problems with your account, to resolve a dispute, to collect fees or monies owed, to poll your opinions through surveys or questionnaires, to send updates about our company, or as otherwise necessary to contact you to enforce our User Agreement, applicable national laws, and any agreement we may have with you. For these purposes, we may contact you via email, telephone, text messages, and postal mail.




If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.


For users that register on our website (if any), we also store the personal information they provide in their user profiles. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.


By law, we are required to keep information about our customers (including Contact, Identity, Financial and Transaction Data) for seven years for tax law purposes. 


In certain circumstances, we may anonymize your personal data (so that it can no longer be associated with you) for research or statistical purposes in which case we may use this information indefinitely without further notice to you.




If the General Data Protection Regulation applies to you because you are in the European Union, you have rights under data protection Laws in relation to your personal data:


a. The right to be informed – that’s an obligation on us to inform you how we use your personal data;

b. The right of access – that’s a right to make what’s known as a ‘data subject access request’ for copy of the personal data we hold about you;

c. The right to rectification – that’s a right to make us correct personal data about you that may be incomplete or inaccurate;

d. The right to erasure – that’s also known as the ‘right to be forgotten’ where in certain circumstances you can ask us to delete the personal data we have about you (unless there’s an overriding legal reason we need to keep it);

e. The right to restrict processing – that’s a right for you in certain circumstances to ask us to suspend processing personal data;

f. The right to data portability – that’s a right for you to ask us for a copy of your personal data in a common format (for example, a .csv file);

f. The right to object – that’s a right for you to object to us processing your personal data (for example, if you object to us processing your data for direct marketing);

g. Rights in relation to automated decision making and profiling – that’s a right you have for us to be transparent about any profiling we do, or any automated decision making.

h. These rights are subject to certain rules around when you can exercise them.

If you wish to exercise any of the rights set out above, please contact us at




At any point, you can withdraw your consent to this privacy policy. If you wish to do this, please simply contact J.R. Armstrong, Willowrose Publishing to withdraw your consent to our collection and retention of your data and have your information deleted. 


To unsubscribe from our e-mail database, or opt-out of any communications, please contact us at with  “Unsubscribe” in the subject line of the e-mail.




Your information is stored at the list server that delivers any communications such as email updates. Your information can only be accessed by those who help manage those lists in order to deliver an e-mail to those who would like to receive such communications from us.

All of the emails that are sent to you by  include an unsubscribe link in them. You can remove yourself at any time from our mailing list by clicking on the unsubscribe link that can be found in every communication that we send you.



While we are committed to keeping your information secure and private, we have the following exceptions to our privacy policy: We will release specific information about you or your account to comply with any valid legal inquiry or process such as a search warrant, subpoena, statute or court order. We will also release specific information in special cases, such as if there is an attempted breach of the security of the Sites, or a physical or property threat to you or others. We may also transfer user information, including personally identifiable information, in connection with a corporate merger, consolidation, the sale of related assets or corporate division, or other fundamental corporate change. Further, the information you enter when making a purchase or an online contribution/donation will be shared with payment processors, financial gateways, and your credit card company to authorize credit card payments. Such information may also be shared with necessary third parties solely for the purpose of carrying out the transactions. Please note that if you give out personal information online through a discussion board or posting site, that information can be collected and used by third parties. Although we strive to protect our users’ privacy, we cannot guarantee the security of the information you post in these forums. You disclose such information at your own risk.

We will not give away, sell, or trade your email address or personal information unless we sell our online business(s). In that case, you will be notified and given at least two weeks' notice so that you can opt-out before the sale. You may also unsubscribe whenever you want.



The contents of our Sites are protected by copyright and trademark laws and are the property of their owners and content on this site, and all other of our sites is copyrighted by J.R. Armstrong, Willowrose Publishing. Unless otherwise noted, you may access and use the information and materials within the Sites for your personal use, with proper citation acknowledging the source, if shared publicly. You may not change, modify, delete, display, transmit, adapt, exploit, or copy for distribution or sale any information, material, trademark, or copyright on the Sites. You must obtain written permission from us or any other entity owning intellectual property on the Sites before you may publish, distribute, display, or commercially exploit any material from the Sites. By using the Sites, you agree to abide by all copyright notices or other posted restrictions.




A “forum” means any message board, chat room, user review forum, or other interactive service appearing on any of the Sites and includes both public boards and private folders. You must register in accordance with instructions that you will find on the Sites in order to contribute to any forum. You may not post on any forum, or send to any other forum user or our staff, any material that is abusive, vulgar, threatening, harassing, libelous, defamatory, obscene, invades a person’s privacy, violates any intellectual or other property rights, or that would otherwise violate any law. You may not use any forum in a commercial manner. You may not post material that solicits funds, or that advertises or solicits goods or services. You may not post material known to be false. You may not post messages that contain stock touts or any other kind of Spam. You may not post or transmit any information, software, or other material that contains a virus or other harmful component. We are not responsible for material appearing in any forum on the Sites, except for material signed by one of our identified representatives. We are not responsible for screening material posted by users for libel, obscenity, invasion of privacy, copyright or trademark infringement, accuracy, or for any other reason. We retain, however, the right to modify or remove messages or other material that we, in our sole discretion, consider infringing, offensive, abusive, defamatory, obscene, stale, or otherwise unacceptable. We also reserve the right to edit materials for any other reason. Whether or not we modify or remove such material, users remain solely responsible for the content of their messages or postings. By posting on the Sites, you grant (or warrant that the owner of such rights has expressly granted) us and/or relevant affiliated companies the worldwide, perpetual, nonexclusive right to use your questions, comments, and postings, in their original or edited form, in television programs, books, articles, commentaries, or in any other medium now known or later developed. You also warrant that you own or otherwise control all of the rights to the content you have posted and that the public posting and use of such content by us will not infringe the rights of any third party. Additionally, you warrant that any “moral rights” in posted materials have been waived. You are not entitled to any compensation for any materials you may post on the Sites.



We may, at our discretion, suspend or terminate the registration of any forum user or general user who violates any of these terms of use of use, any of the forum member guidelines, or for any other behavior that we in our discretion believe is inappropriate.



We reserve the right to modify this privacy policy at any time, so please review it frequently. Changes and clarifications will take effect immediately upon their posting on the website. If we make material changes to this policy, we will notify you here that it has been updated, so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we use and/or disclose it.


If you have any questions or concerns regarding our privacy policy please direct them to: J.R. Armstrong, Willowrose Publishers at

or by mail to:

Willowrose Publishing

P.O. Box 1187.

Fowlerville, MI 48836



Under no circumstances, including but not limited to negligence, will we or any of our licensors or suppliers be liable for any special or consequential damages that result from the use of, or the inability to use, the materials or information on the Sites, or any products or services provided pursuant to the Sites, even if advised of the possibility of such damages. Applicable law may not allow the limitation or exclusion of liability or incidental or consequential damages (including but not limited to lost data), so the above limitation or exclusion may not apply to you. In no event shall the total liability to you by us or any of our licensors or suppliers for all damages, losses, and causes of action (whether in contract, tort, or otherwise) exceed the amount paid by you to us, if any, for accessing the Sites. Under no circumstances will we be held responsible or liable, directly or indirectly, for any loss or damage that is caused or alleged to have been caused to you in connection with your use of any advice, goods or services you receive from a guest speaker on our Sites or at one of our events.

We are also not responsible or liable for any loss or damage that is caused or alleged to have been caused to our guest speakers in connection with the display of their photo, name, or biography posted on our Sites or in our marketing materials.



The information contained in or made available through the Sites (including but not limited to information contained on forums, message boards, in text files, or in chats) cannot replace or substitute for the services of trained professionals in any field, including, but not limited to, financial, medical, psychological, or legal matters. In particular, you should regularly consult a doctor in all matters relating to physical or mental health, particularly concerning any symptoms that may require diagnosis or medical attention. We and our licensors or suppliers make no representations or warranties concerning any treatment, action, or application of medication or preparation by any person following the information offered or provided within or through the Sites. Neither we nor our partners, or any of their affiliates, will be liable for any direct, indirect, consequential, special, exemplary or other damages that may result, including but not limited to economic loss, injury, illness, or death. You alone are responsible and accountable for your decisions, actions, and results in life, and by your use of the Sites, you agree not to attempt to hold us liable for any such decisions, actions or results, at any time, under any circumstance.



The Sites are not directed to children under the age of 13 and we will not knowingly collect personally identifiable information from children under 13. We strongly recommend that parents participate in their children’s exploration of the Internet and any online services and use their browser’s parental controls to limit the areas of the internet to which their children have access. We may, at our discretion, require users under 18 to obtain the consent of a parent or guardian to view certain content, and we may limit access to certain content to users above a specified age. You agree to abide by any such restrictions, and not to help anyone avoid these restrictions.



Users of our Sites hereby understand that the tools, processes, strategies, materials, and information presented on our Sites are copyrighted and proprietary, so users agree not to record, duplicate, distribute, teach or train from our information in any manner whatsoever without our express written permission. Any unauthorized use or distribution of our Site's proprietary concepts, materials, and intellectual property by you or your representatives is prohibited and the owner will pursue legal action and full damages if these terms are violated in order to protect its rights.



These terms will be governed by and construed in accordance with the laws of the State of Michigan, without regard to any principles of conflicts of law. You agree that any action at law or in equity that arises out of or relates to these terms will be subject to mediation in the State of Michigan. If any of these terms of use are found unlawful, void, or for any reason is unenforceable, then that provision will be considered severable from the remaining terms of use, and will not affect the validity and enforceability of the remaining provisions. These terms may be modified only by our posting of changes to these terms of use on our Sites.

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